How AI Search Is Changing the Way People Find a Mortgage Adviser Over the past couple of years, I’ve noticed a quiet but important shift in how people start their mortgage journey. It used to be that most enquiries came from someone typing a few words into Google and clicking through a list of websites. […]
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Fixed Rate Mortgage Ending in Dorset? Act Before It Costs You If you live in Dorset and your fixed rate mortgage is coming to an end this year, you’re certainly not alone. I’m seeing more and more homeowners across the county reaching that point where the letter arrives from the lender and suddenly the comfortable
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Regeneration Reality in South Wales: What It Really Means for Homeowners and Buyers For years, regeneration was something we talked about rather than experienced. Plans pinned to noticeboards. Artists’ impressions that bore little resemblance to the high street outside. But across South Wales, that’s changed. Regeneration is no longer theoretical — it’s physical, visible, and
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As we draw to a close in 2025 – let’s look to the positives ahead in 2026! In the ever-shifting world of mortgages and property, it is easy to get caught in the noise of headlines and data. But as the winter frost begins to settle over the valleys and we look toward the horizon
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The Mortgage System Wasn’t Built for People Like You And that’s not a criticism of you There’s a sentence I find myself saying more often than you might expect: “You’re not failing the mortgage system. The system just hasn’t caught up with people like you.” When I say that, I often see shoulders drop. Sometimes
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The “Disposable High-Earner” Contractor: Why Strong Incomes Still Get Treated Like a Risk If you’re a contractor earning very good money and still being made to feel like a second-class borrower, you’re not imagining it. I see this all the time. People come to me with solid day rates, years of contracting behind them, healthy
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A Breath of Fresh Air: South Wales Market Shows Its Resilience and Opportunity It’s been a week of reflection and, I’m pleased to say, renewed optimism across the South Wales property and mortgage market. Here at C A Mortgage Services, we’ve seen the mood shift, and while no one is claiming we’re back to the
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The Budget Highlights: Stability Over Shock Hello, it’s Ian Rogers here. Grab a cuppa and let’s talk shop for a moment. The dust has finally settled on Rachel Reeves’ Autumn Budget from last Wednesday, and I know many of you have been holding your breath. In the weeks leading up to the 26th, my phone
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Every time a Budget approaches, my phone starts lighting up like a Christmas tree in June. Buyers wondering if they should “wait and see”, homeowners asking if now is the moment to remortgage, and a few who simply want to know whether things are about to get easier or harder. And honestly? I get it.
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South Wales on the Move: Why Now Feels Like the Right Time to Get Ready Hello, it’s Ian Rogers here. Grab a cuppa and let’s talk shop for a moment. In the fast-paced world of national property headlines, it’s easy to see a market that looks a bit shaky. You hear about the doom and
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