At C A Mortgage Services Ltd, we offer free impartial advice on all kinds of personal insurances and quote from a panel of providers such as Aviva, Zurich, Friends Life, Prudential, Royal London and Aegon, so that you can be safe in the knowledge you have the right kind of cover provided by the biggest insurers on the market.
It’s easy to think you have got everything covered but remember that a balanced, fair amount of personal insurance for you and your family can leave you with the right amount of cover just when you need it and it does not need to break the bank.
Life Insurance = Life Assurance
Life Assurance, is more commonly know as Life Insurance.
It is always advisable to have personal insurance cover in place to run alongside your mortgage for the full term of the mortgage. That way, if the worse did happen to you during the mortgage term, you and your family can have the peace of mind that your family will be supported.
There are four main types of cover available:
- Life Insurance – this pays out a cash lump sum if you pass away or are diagnosed with a terminal illness
- Critical Illness Cover – this pays out a cash lump sum on diagnosis of a specific potentially life threatening illness. Examples include some forms of cancer, heart attack or stroke.
- Income Protection – this pays out a monthly sum should you be unable to work due to injury or illness.
- Unemployment / Redundancy Cover – this pays out a monthly sum should you made redundant by your employer.
People are all different and that’s why, every persons insurance requirements will differ according to their own needs and preferences. For example, a single professional is likely to want different cover to a family with two children.
Whatever your circumstances, a balanced rounded approach to the cover available will allow you to have the peace of mind of knowing that you have cover in place for every eventuality.
For more information please either call or contact us today, and we’ll aim to get back to you the same working day.
“C A Mortgage Services arranged a policy that gave us the peace of mind we were looking for!”
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