Taking the Temperature: What the Last Seven Days Tell Us About the UK Property Market Hello everyone, Ian Rogers here. I hope you’re keeping warm as the year starts to wind down! It’s been an interesting week in the world of mortgages and property, to say the least. When I look at the headlines, I […]
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Improved Mortgage Market Conditions – A Welcome Shift for Homeowners and Buyers By Ian Rogers – C A Mortgages After what has felt like a long stretch of uncertainty, there’s finally some steadying in the mortgage market – and not before time. Over recent weeks, several lenders have trimmed rates across their fixed-rate products, following
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Buy-to-Let in 2025: Still Worth It? My Honest View as a Mortgage Adviser I’ve lost count of how many landlords have walked into my office over the years, brow furrowed, muttering something along the lines of, “Ian, is buy-to-let even worth it anymore?” And to be honest, I get it. The goalposts have moved more
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Why I’m Talking to Clients About Solar and Air-to-Air Heat Pumps Across Europe — and right here in South Wales and the West — our summers are becoming hotter, longer, and far less predictable. Anyone living in Cardiff, Newport, Bristol, or along the coastal stretch through the Vale of Glamorgan and Monmouthshire will have felt
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Life Assurance & Peace of Mind | South Wales Advisor I often think about the moments that matter most in life—the warm glow of a Sunday roast with family gathered around the table, the sound of children’s laughter carrying through the hallway, the simple comfort of knowing that, for now, all is well. These are
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What Exactly is a Remortgage, What They’re Used For, and How to Apply I get asked this one a lot—usually over a cuppa at someone’s kitchen table. “Ian, what exactly is a remortgage?” And I always smile, because while the word can sound a bit technical, the reality is much simpler: it’s just changing your
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Whether you’re in Cardiff or Carmarthen, these summer scorchers are getting more intense—and more common. Here are five top tips to help your home stay cool and comfortable when the mercury’s climbing: 1. Block the Sun Before It Bakes Your Rooms Close your curtains and blinds—especially on south and west-facing windows—during the hottest part of
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Why Climate Change Is Heating Up… And Why Your Home Shouldn’t Be By Ian Rogers, C A Mortgage Services of South Wales You don’t need me to tell you—it’s hot. Every time you switch on the news, it feels like there’s another headline about record-breaking temperatures, droughts, or flash floods. And it’s not just overseas
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How Are You Handling the Cost of Living Crisis? Let’s be honest — it’s tough out there right now! Every trip to the supermarket feels like a financial ambush. Petrol, utilities, insurance, broadband… all creeping up when you least expect it. And when it’s not creeping, it’s leaping. We’re not just talking about the odd
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Is Your Mortgage Deal Under 2% and Ending in September? You’re Not Alone — And the Clock’s Ticking Hi, I’m Ian Rogers from C A Mortgage Services, and I want to talk to you today about something that’s affecting thousands of homeowners across South Wales — and it might be affecting you too. If your
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