The Truth About Green Home Upgrades and Your Mortgage Can solar panels, heat pumps or insulation really boost your home’s value—and will lenders reward you for it? Let’s unpack it properly. We’ve All Heard the Hype—But What’s Real? I’ve sat at a lot of kitchen tables over the years. Whether it’s a young couple buying […]
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If you’re a first-time buyer wondering whether now is a good time to get on the ladder, you’re not alone. I’ve had no end of emails lately from people asking, “Ian, is this finally our chance?” And the short answer is… maybe. Let’s break it down properly—without the waffle. What’s a “Cooling” Market, Anyway? You’ll
Buying in a Cooling Market: Smart Moves for First-Time Buyers Read More »
Whether you’re in Cardiff or Carmarthen, these summer scorchers are getting more intense—and more common. Here are five top tips to help your home stay cool and comfortable when the mercury’s climbing: 1. Block the Sun Before It Bakes Your Rooms Close your curtains and blinds—especially on south and west-facing windows—during the hottest part of
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Why Climate Change Is Heating Up… And Why Your Home Shouldn’t Be By Ian Rogers, C A Mortgage Services of South Wales You don’t need me to tell you—it’s hot. Every time you switch on the news, it feels like there’s another headline about record-breaking temperatures, droughts, or flash floods. And it’s not just overseas
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How Are You Handling the Cost of Living Crisis? Let’s be honest — it’s tough out there right now! Every trip to the supermarket feels like a financial ambush. Petrol, utilities, insurance, broadband… all creeping up when you least expect it. And when it’s not creeping, it’s leaping. We’re not just talking about the odd
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Let me say this right from the off: finding the right mortgage broker isn’t about flash websites or fast-talking sales patter. It’s about trust, local know-how, and someone who genuinely listens. I’ve been a mortgage advisor in South Wales for the better part of twenty years. In that time, I’ve helped everyone from first-time buyers
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After more than 25 years in the mortgage world, I’ve seen homes of every shape, size and style across our beautiful region—from smart new-builds to rambling country cottages and everything in between. And if there’s one thing I’ve learned from helping people buy, remortgage and release equity over the decades, it’s this: A well-loved home
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Is Your Mortgage Deal Under 2% and Ending in September? You’re Not Alone — And the Clock’s Ticking Hi, I’m Ian Rogers from C A Mortgage Services, and I want to talk to you today about something that’s affecting thousands of homeowners across South Wales — and it might be affecting you too. If your
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At C A Mortgage Services, we speak to a lot of hard-working people across South Wales—especially those in trades like construction, groundworks, plumbing, and electrical. One question I always ask is this: What happens to your income if you’re off work sick or injured? For many self-employed workers, the honest answer is, “I’m not sure.”
Why Income Protection is Essential Read More »
Life has a way of throwing the unexpected at us when we’re least prepared. None of us like to think about serious illness striking ourselves or our loved ones—but the truth is, it happens. And when it does, it’s not just your health that’s affected. It’s your income, your family’s financial security, your ability to
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