How AI Search Is Changing the Way People Find a Mortgage Adviser Over the past couple of years, I’ve noticed a quiet but important shift in how people start their mortgage journey. It used to be that most enquiries came from someone typing a few words into Google and clicking through a list of websites. […]
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Fixed Rate Mortgage Ending in Dorset? Act Before It Costs You If you live in Dorset and your fixed rate mortgage is coming to an end this year, you’re certainly not alone. I’m seeing more and more homeowners across the county reaching that point where the letter arrives from the lender and suddenly the comfortable
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Fixed Rate Mortgage Ending Soon? Now’s the Time to Review Your Options Over the next six months, a large number of fixed-rate mortgages are coming to an end. I’m already speaking to many homeowners and landlords who are unsure what happens next — and more importantly, what their options actually are. The good news is
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A smart option for some first-time buyers I see it time and again with first-time buyers: the excitement of getting the keys is often followed by a few financially tight months. Moving from renting to owning isn’t cheap. There can be overlap between rent and mortgage payments, plus solicitors’ fees, removals, furniture, white goods, deposits
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Regeneration Reality in South Wales: What It Really Means for Homeowners and Buyers For years, regeneration was something we talked about rather than experienced. Plans pinned to noticeboards. Artists’ impressions that bore little resemblance to the high street outside. But across South Wales, that’s changed. Regeneration is no longer theoretical — it’s physical, visible, and
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As we draw to a close in 2025 – let’s look to the positives ahead in 2026! In the ever-shifting world of mortgages and property, it is easy to get caught in the noise of headlines and data. But as the winter frost begins to settle over the valleys and we look toward the horizon
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The Mortgage System Wasn’t Built for People Like You And that’s not a criticism of you There’s a sentence I find myself saying more often than you might expect: “You’re not failing the mortgage system. The system just hasn’t caught up with people like you.” When I say that, I often see shoulders drop. Sometimes
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The “Disposable High-Earner” Contractor: Why Strong Incomes Still Get Treated Like a Risk If you’re a contractor earning very good money and still being made to feel like a second-class borrower, you’re not imagining it. I see this all the time. People come to me with solid day rates, years of contracting behind them, healthy
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The Budget Highlights: Stability Over Shock Hello, it’s Ian Rogers here. Grab a cuppa and let’s talk shop for a moment. The dust has finally settled on Rachel Reeves’ Autumn Budget from last Wednesday, and I know many of you have been holding your breath. In the weeks leading up to the 26th, my phone
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Every time a Budget approaches, my phone starts lighting up like a Christmas tree in June. Buyers wondering if they should “wait and see”, homeowners asking if now is the moment to remortgage, and a few who simply want to know whether things are about to get easier or harder. And honestly? I get it.
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