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Surge in mortgage approvals

Morgage Approvals Surge

Mortgage Approvals Surge as Confidence Returns to the Market A Positive Turn for UK Homebuyers I am Ian Rogers from C A Mortgage Services, and I’m thrilled to share some positive news about the UK housing market! Recent data highlights a notable surge in mortgage approvals, signalling renewed confidence among homebuyers. This is a fantastic […]

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top tips when moving home

Top Tips For Selling Your Property

Top Tips for Home Movers: Getting the Best Result and Price for Your Property As the owner of C A Mortgage Services in South Wales, established in 2009, I’ve had the privilege of helping countless clients navigate the process of selling their homes and securing their next property. With years of experience in the local

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ai changing where mortgage enquiries come from

The Budget 2024

As Ian Rogers, Director of C A Mortgage Services, I understand that the recent UK budget has introduced several measures impacting the property market. Here’s how these changes may affect you and how I can assist in navigating them: Increased Stamp Duty on Second Homes The surcharge on purchasing additional properties has risen from 3%

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Your dream home with C A Mortgage Services in South Wales

Positive Outlook for the UK Housing Market in 2024

As we head into 2024, I’m excited to share some promising news about the UK housing market. With the total value of homes in the sales pipeline rising by an impressive 30% to £113 billion, the coming year looks set to be a dynamic one for buyers and sellers alike. Here in South Wales, I’m

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FAQs why interest rates are inlikly to return to the previouly low levels

FAQs on rates not reducing

FAQ: The Current Mortgage Landscape Why are mortgage rates unlikely to return to historic lows? The financial landscape has shifted significantly. While the exact reasons for the shift are complex and multifactorial, a combination of economic factors, including inflation and changes in central bank policies, have contributed to the rise in borrowing costs. What challenges

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Green mortgages bring cost benefits

A Greener Future for Homeowners

As the owner of C A Mortgage Services in South Wales, I’ve been closely tracking a compelling shift in the mortgage market: the increasing popularity of green mortgages. These innovative mortgage products offer borrowers lower interest rates in exchange for making environmentally friendly improvements to their homes. The benefits of green mortgages go beyond just

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Buy To let mortgages

EPC Mortgages

Property investors are facing increasing challenges as new energy efficiency regulations, combined with the rising costs of inflation and energy, create significant financial pressures. Recent confirmation that all rental properties must achieve an Energy Performance Certificate (EPC) rating of Band C by 2030 has raised concerns across the sector. A recent survey revealed that 76%

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Fixed Rates Ending Soon

Falling Mortgage Rates: A Golden Opportunity

If you’ve been contemplating buying your first home or moving to a new one, now might be the perfect time to make that leap. Mortgage rates are on the decline, offering a much-needed respite for prospective homeowners. Let’s explore what’s happening in the mortgage market and how you can take advantage of these favourable conditions.

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first time buyers

UK Government’s Housing Expansion Plans First Time Buyers

Understanding the Impact of the UK Government’s Housing Expansion Plans on Prices and affordability for First-Time Buyers. The UK government has recently announced an ambitious plan to accelerate the construction of new homes across the country, aiming to address the long-standing housing shortage. For first-time buyers, particularly those in South Wales, these developments could signal

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