When we first started looking for a new home, we thought we just needed a good deal on a mortgage. What we didn’t realise was that we also needed Ian Rogers. Ian didn’t just crunch numbers—he listened. He took the time to understand what we were hoping for, what was keeping us up at night, […]
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As a highly experienced mortgage broker in South Wales, I’ve had the privilege of helping hundreds of first-time buyers take their first exciting — and sometimes overwhelming — steps onto the property ladder. Buying your first home is a major life milestone, but it’s also one of the biggest financial decisions you’ll ever make. That’s
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If you’ve been told your bad credit means you can’t get a mortgage—think again. At C A Mortgage Services, we specialise in helping people across South Wales secure the homes they deserve, even when their credit history isn’t perfect. It’s a common misconception that bad credit automatically disqualifies you from getting a mortgage. In reality,
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Sub 2.0% fixed rate mortgages ending soon! If your mortgage is fixed under 2% and it ends in September, we need to talk — now. Over the last few months, I’ve spoken to lots of homeowners in this exact situation. They’ve had a fantastic rate, they’ve been comfortable, and they’ve understandably delayed thinking about what
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Feeling Stressed About Mortgage Application Delays? Here’s Why an Experienced Broker Makes All the Difference If you’re currently feeling the pressure of mortgage application delays here in South Wales, you’re not alone. Whether you’re a first-time buyer, moving home, or looking to remortgage, delays can cause real stress—especially when you’re working to tight timelines or
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Going Green in Spring: Helping You to Secure a Mortgage for an Eco-Friendly Home Hi, I’m Ian from C A Mortgage Services here in South Wales. I’ve been in the mortgage game for quite a few years now, and if there’s one shift I’ve noticed gaining real momentum, it’s the growing demand for eco-friendly homes.
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Finding the Right Mortgage Broker in South Wales By Ian Rogers For many people across South Wales, buying a home or refinancing an existing mortgage is one of life’s biggest financial decisions. Yet, when it comes to choosing a mortgage broker, it’s easy to feel overwhelmed. With so many firms, titles, and promises floating around,
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Why It’s a Good Time to Remortgage in 2025 By Ian Rogers, Mortgage Advisor – C A Mortgage Services If your current mortgage deal is coming to an end in 2025, you’re not alone. Thousands of homeowners across the UK are in the same boat, with a significant number of fixed-rate deals due to expire
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Mortgages with Bad Credit in South Wales By Ian Rogers, Mortgage Advisor – C A Mortgage Services If you’ve been turned down for a mortgage due to bad credit, you’re not alone—and you’re not out of options. As a mortgage advisor based in South Wales with years of experience helping people from all walks of
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When it comes to choosing a mortgage, one of the most crucial decisions a borrower must make is whether to opt for a fixed-rate mortgage (FRM) or a variable-rate mortgage (VRM). Each type of mortgage has its own unique advantages and drawbacks, depending on the borrower’s financial situation, risk tolerance, and long-term goals. Below is
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