At C A Mortgage Services, we speak to a lot of hard-working people across South Wales—especially those in trades like construction, groundworks, plumbing, and electrical. One question I always ask is this: What happens to your income if you’re off work sick or injured? For many self-employed workers, the honest answer is, “I’m not sure.” […]
Why Income Protection is Essential Read More »
Life has a way of throwing the unexpected at us when we’re least prepared. None of us like to think about serious illness striking ourselves or our loved ones—but the truth is, it happens. And when it does, it’s not just your health that’s affected. It’s your income, your family’s financial security, your ability to
Why Critical Illness Cover Matters – Now More Than Ever Read More »
At CA Mortgage Services, we speak to first-time buyers every day across South Wales — and one thing’s for sure: the emotional and psychological benefits of owning your own home go far beyond bricks and mortar. Yes, house prices have remained strong in recent years, and for many people, saving for a deposit feels like
Buying Your First Home May Be the Best Decision You’ll Ever Make Read More »
When we first started looking for a new home, we thought we just needed a good deal on a mortgage. What we didn’t realise was that we also needed Ian Rogers. Ian didn’t just crunch numbers—he listened. He took the time to understand what we were hoping for, what was keeping us up at night,
Why Talking to Ian Rogers Saved Our House Hunt Read More »
As a highly experienced mortgage broker in South Wales, I’ve had the privilege of helping hundreds of first-time buyers take their first exciting — and sometimes overwhelming — steps onto the property ladder. Buying your first home is a major life milestone, but it’s also one of the biggest financial decisions you’ll ever make. That’s
Calling All First Time Buyers Across South Wales Read More »
If you’ve been told your bad credit means you can’t get a mortgage—think again. At C A Mortgage Services, we specialise in helping people across South Wales secure the homes they deserve, even when their credit history isn’t perfect. It’s a common misconception that bad credit automatically disqualifies you from getting a mortgage. In reality,
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Sub 2.0% fixed rate mortgages ending soon! If your mortgage is fixed under 2% and it ends in September, we need to talk — now. Over the last few months, I’ve spoken to lots of homeowners in this exact situation. They’ve had a fantastic rate, they’ve been comfortable, and they’ve understandably delayed thinking about what
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Feeling Stressed About Mortgage Application Delays? Here’s Why an Experienced Broker Makes All the Difference If you’re currently feeling the pressure of mortgage application delays here in South Wales, you’re not alone. Whether you’re a first-time buyer, moving home, or looking to remortgage, delays can cause real stress—especially when you’re working to tight timelines or
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Going Green in Spring: Helping You to Secure a Mortgage for an Eco-Friendly Home Hi, I’m Ian from C A Mortgage Services here in South Wales. I’ve been in the mortgage game for quite a few years now, and if there’s one shift I’ve noticed gaining real momentum, it’s the growing demand for eco-friendly homes.
Helping You to Secure a Mortgage for an Eco-Friendly Home Read More »
Mortgages with Bad Credit in South Wales By Ian Rogers, Mortgage Advisor – C A Mortgage Services If you’ve been turned down for a mortgage due to bad credit, you’re not alone—and you’re not out of options. As a mortgage advisor based in South Wales with years of experience helping people from all walks of
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