Mortgage Product Transfers: What They Are and Why They Might Be Right for You Every so often, someone will ask me over the phone—or sometimes in the checkout queue at Morrisons—“Ian, what’s the difference between a remortgage and a product transfer? And why would I bother with one?” It’s a great question. Most people are […]
Mortgage Product Transfers: What Are They? Read More »
After more than 25 years in the mortgage world, I’ve seen homes of every shape, size and style across our beautiful region—from smart new-builds to rambling country cottages and everything in between. And if there’s one thing I’ve learned from helping people buy, remortgage and release equity over the decades, it’s this: A well-loved home
Home Improvement Tips That Really Add Value Read More »
Is Your Mortgage Deal Under 2% and Ending in September? You’re Not Alone — And the Clock’s Ticking Hi, I’m Ian Rogers from C A Mortgage Services, and I want to talk to you today about something that’s affecting thousands of homeowners across South Wales — and it might be affecting you too. If your
Is Your Mortgage Deal Under 2% and Ending Read More »
At C A Mortgage Services, we speak to a lot of hard-working people across South Wales—especially those in trades like construction, groundworks, plumbing, and electrical. One question I always ask is this: What happens to your income if you’re off work sick or injured? For many self-employed workers, the honest answer is, “I’m not sure.”
Why Income Protection is Essential Read More »
Life has a way of throwing the unexpected at us when we’re least prepared. None of us like to think about serious illness striking ourselves or our loved ones—but the truth is, it happens. And when it does, it’s not just your health that’s affected. It’s your income, your family’s financial security, your ability to
Why Critical Illness Cover Matters – Now More Than Ever Read More »
At CA Mortgage Services, we speak to first-time buyers every day across South Wales — and one thing’s for sure: the emotional and psychological benefits of owning your own home go far beyond bricks and mortar. Yes, house prices have remained strong in recent years, and for many people, saving for a deposit feels like
Buying Your First Home May Be the Best Decision You’ll Ever Make Read More »
When we first started looking for a new home, we thought we just needed a good deal on a mortgage. What we didn’t realise was that we also needed Ian Rogers. Ian didn’t just crunch numbers—he listened. He took the time to understand what we were hoping for, what was keeping us up at night,
Why Talking to Ian Rogers Saved Our House Hunt Read More »
Sub 2.0% fixed rate mortgages ending soon! If your mortgage is fixed under 2% and it ends in September, we need to talk — now. Over the last few months, I’ve spoken to lots of homeowners in this exact situation. They’ve had a fantastic rate, they’ve been comfortable, and they’ve understandably delayed thinking about what
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Feeling Stressed About Mortgage Application Delays? Here’s Why an Experienced Broker Makes All the Difference If you’re currently feeling the pressure of mortgage application delays here in South Wales, you’re not alone. Whether you’re a first-time buyer, moving home, or looking to remortgage, delays can cause real stress—especially when you’re working to tight timelines or
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A Mortgage Broker’s Perspective As someone with years of experience helping clients navigate the ever-changing world of mortgages, I’ve seen firsthand how broader economic shifts—like Brexit—can ripple through the housing market. While Brexit might feel like yesterday’s news, its effects are still unfolding, and for homeowners, buyers, and investors alike, understanding these changes is vital.
Brexit and the UK Housing Market Read More »
